DESCRIPTION:

To provide you, the customer with a mechanical and/or electrical product that cover a range of components. 

This Policy comprises of an Extended Warranty (Option 1) or a Pre-owned Warranty (Option 2 or Option 3). 

Your car’s age and current distance will determine what option your car will qualify for. Please note that this Policy does not cover every eventuality and you need to fully understand what cover is provided under this Policy. 

EFFECTIVE DATE AND DURATION:

Extended Warranty: The effective date of your policy commences on the date or kilometres that your Manufacturer's Warranty or Maintenance Plan expires and extends or provides warranty cover for a further 24 months or until a total of 250 000 km's is recorded on the odometer from the date of original registration, whichever occurs first.

 Pre-Owned Warranty: The effective date of your policy commences on your Policy purchase date and is valid for a further period of 24 months with unlimited kilometres.  

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 DESCRIPTION:

 To provide you, the motorist, a peace-of-mind motoring experience with regard to the servicing of your motor car and cover for the manufacturer-specified parts, labour and oil required for the periodic servicing of your car.

 Please note that this Plan does not cover every eventuality and you need to fully understand what cover is provided under this Plan. 

EFFECTIVE DATE AND DURATION:

 This Plan will commence on either the date of sale of this Plan or if your car is still covered under an existing service or maintenance plan, when the existing plan expires. This Plan may start earlier than indicated on the dealer schedule or service agreement form depending on when your existing plan expires. If the car’s existing service or maintenance plan expires before the end date due to your car reaching the existing plan’s kilometres first, it is your responsibility to notify the Administrator to amend your Plan start date to the expiry date of the existing Plan. The following provides a description of what is covered under the Plan and what is not covered: 

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Comprehensive car insurance covers all the bases. It is designed to ensure that you are fully covered against loss or damage—be it from theft, hijacking, fire and liability claims, or accidental, flood, hail and intentional damage caused by someone else. Simply put, it is all the comprehensive car insurance you will ever need with the outstanding benefits you have come to expect from our exclusive insurance partner.

Essential car insurance is perfect for vehicles that are older than five years, not financed, and worth less than R125 000. Essential car insurance differs from comprehensive car insurance in that all valid claims will always be paid out in cash, and you will be in complete control of the repairs process. The premium will also be significantly less than for comprehensive cover.

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This product provides you with an exclusive repair policy that will cover repairs to minor dents and scratches, repairable stone chips, air conditioner treatment and tar removal.

Please note that this plan does not cover every eventuality and you need to fully understand what cover is provided under this plan.

Please speak to your sales executive or your finance and insurance agent at one of our WeBuyCars branches for more information.

Scratch and Dent Cover (Ts & Cs apply)

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This product provides you with tyre and rim cover, which covers the costs of repairing or replacing damaged tyres and/or rims of the vehicle.

Please note that this policy does not cover every eventuality and you need to fully understand what cover is provided under this policy.

Please speak to your sales executive or your finance and insurance agents  at The Car Company for more information.

Tyre and Rim Cover (Ts & Cs apply)

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This product provides you with credit shortfall cover between the insured value of the vehicle and the amount owing to the financial institution, in terms of the relevant credit agreement.

Please note that this plan does not cover every eventuality and you need to fully understand what cover is provided under this plan.

Please speak to your sales executive or your finance and insurance agent at one of our The Car Company branches for more information.

Credit Shortfall Cover (Ts & Cs apply) 

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For your convenience, The Car Company is exclusively partnered with NETSTAR to offer you quick, on-site fitment of car tracking while you finalise the paperwork for your new car.

CONVENIENT - fitment while you wait.
EFFECTIVE - 90%+ recovery rate.
EFFICIENT - meets insurance requirements

Netstar’s legendary car tracking & recovery service gives you and your family the ultimate in peace of mind to protect your car.

We offer the following products:

Our most affordable option

You get:

• Stolen Vehicle Recovery Services
• Fitment Certificate for Insurance
• Wireless Unit with 3-year battery life

Our feature-rich option

You get:

• Stolen Vehicle Recovery Services
• Fitment Certificate for Insurance
• Signal Jamming Detection Alert (JammingResist TM)
• Impact Detection for Safety
• Web & App for Live Tracking
• Wireless Panic Button (optional)
• Logbook for SARS
• Personal Driver Behaviour Rating

Get double the protection at a fraction of the cost

Get all-round protection including our Peace of Mind Warranty to protect your vehicle.

We offer a Recovery Service Warranty of up to R 50 000 in the unlikely event that we do not recover your vehicle.

Please speak to your sales executive or your finance and insurance agent at The Car Company for more information.

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Your standard life insurance cover does not provide cover for this debt as it is paid out to a beneficiary unless it is in an estate.

Life cover policies do not cover instalments in the event of temporary disability or retrenchment.

In the event of a loss of income due to involuntary retrenchment or temporary disability, the customer’s instalments are paid in full for a maximum of 3 months on one claim, reducing the impact on the customer’s hard-earned savings and credit record.

Credit Life pays out the balance owing on the vehicle finance in the event of dread disease claims whereas life cover pays out a lump sum, which might not cover all the debt that a customer might have.

Unlike life cover, Credit Life does not require a customer to undergo a medical examination.

In some cases where customers can’t obtain life cover, Credit Life will cover their outstanding vehicle finance debt - limited to a 24-month waiting period.

Please speak to your finance and insurance agent at The Car Company branches for more information.

On the death of the insured, the outstanding balance owed to the bank is paid (Vehicle is paid off). Vehicle goes into the estate as an asset and not a liability.

The dread diseases mentioned below must at claims stage be diagnosed by a registered medical practitioner and supported with evidence. Dread diseases are covered only in their most critical life-threatening stages.

On the permanent disability of the insured, the outstanding balance owed to the bank is paid (Vehicle is paid off). Once the client is declared permanently disabled the outstanding balance owed to the bank is settled. There is a deferred period of 6 months that it can take for medical investigations to finalise the claim.

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If you are looking for an alternative way to pay for your next vehicle at The Car Company, taking out a Capitec personal loan might be a smart move.

If you are interested in purchasing any  vehicle from The Car Company and require quick and easy funding, you will be able to benefit from Capitec’s personal loan option. (Please refer to the The Car Company terms and conditions for an explanation of the categories of vehicles available in our product selection.)

Capitec offers a loan option where you can apply for personal credit. This option allows you to get a loan for the entire purchase price, or to top-up your cash deposit with a Capitec personal loan, making owning the vehicle of your dreams a possible reality.

When looking at buying a Vehicle older than 7 years/ Category B vehicle on our website, you can select the “Apply for Finance” option and follow the required steps. After completing the Capitec Credit Application, Capitec will process your information and communicate the next steps.

The personal credit application is subject to approval by Capitec. The Car Company only transfers your information to Capitec and cannot guarantee approval of the loan. It is important to note that The Car Company does not apply for the credit on your behalf and does not act as an agent of Capitec. 

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